Buying a new home can feel overwhelming. There are all kinds of things you need to consider, such as lawyer’s fees, moving costs, closing costs, and other expenses. You can receive as much as 5% of the mortgage amount paid to you at closing. The money you receive is yours to spend any way you choose. The Canadian Cash Back Mortgage is great for first-time homebuyers or current homeowners looking to trade up. You can even use your cash back to pay down your mortgage.
5% Cash Back Mortgage Example:
| Purchase Price: | $300,000.00 |
| Down Payment 5%: | $15,000.00 |
| Mortgage (95%): | $285,000.00 |
| Insurance Premium (2.75%): | $7837.50 |
| Total Mortgage: | $292,837.50 |
| Mortgage Rate (6.80%): | |
| Monthly Payment: | $2015.05 |
Cash back: $14,641.87
The 5% cash back mortgage is only available on 6 year closed or greater terms.
The number of mortgage financing products available to Canadians has expanded rapidly over the past few years. Call to find out which financing option is best suited to your circumstances.
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