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CMHC insured Second Home Mortgage with zero down
Lifestyles are changing and these changes affect decisions that Canadians make regarding how and where they live. With this in mind CMHC will now provide homeowner insurance for borrowers with more than one residential property. You can now buy a second home with no money down. The new home must be intended for occupancy at some point during the year by the borrower or a relative of the family rent free. This second home can be anywhere in Canada. The applicant must qualify based on income.
Second Home Mortgage Example:
- Mr. Smith daughter is currently attending the University of Calgary. Instead of renting an apartment they can now buy a condo with zero down and have her move into it.
- Mr. Smith buys a second home in Calgary to reduce weekly commute times.
- Mr. Smith has family moving to Canada. He can now purchase a home for them and have them move into it.
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